FHA loan answers & help
Finding a FHA home
Find an FHA Expert Realtor
Whether you're a first time
home buyer, moving to a
new home or refinancing your existing FHA mortgage, an
FHA insured loan will let you purchase a home with a
low down payment and flexible fha guidelines. With no
income limits and flexible credit scoring, many people who can
afford the monthly mortgage payments and have
reasonable credit will meet the requirements to qualify for an fha loan. Please click
on the appropriate links to learn more about a fha
loan, home insurance and mortgage requirements and guidelines.
FHA Loan Market Headlines
10/4/10: FHA issue
Credit Score Requirements. What is
Mortgage Insurance Change. What does it
7/3/10: 2010 Tax Credit
Extended -- Who is affected?
FHA Reform Bill passed by House - How will
homebuyers be affected?
1/15/10: FHA Amends
Anti-Flipping Rule: New rule will help
President Barack Obama has approved the first-time
homebuyer tax credit extension which will extend the
tax credit until April 30, 2010
makes changes to FHA Streamline Refinance Loan
5/29/09: HUD officially
allows use of home purchase tax credit for FHA
5/13/09: HUD issues letter allowing use of Tax
credit for downpayment. Oops they changed
their mind and pulled it 2 days latter. See
4/1/09: Effective for all new loans as of
April 1st, HUD will limit cash
out refinance loans to 85% LTV
9/4/08: Moratorium on Risk Based Premiums: Effective for all loans originated on or after October 1st, 2008 HUD has suspended it's prior Mortgage Insurance Premium that took effect July 14 until September 30th, 2009. Get the correct MI premium here.
1/2/2009 6:10:35 AM
5/7/08: Expansion of FHA Secure: Effective for loans originated on or after July 14th, FHA has expanded the FHA Secure program to help more homeowners. Read more about the program under the FHA Secure tab or link.
1/2/2009 6:09:34 AM
NEW MORTGAGE INSURANCE PREMIUMS TO TAKE EFFECT JULY 14, 2008
Read about the new risk based mortgage insurance premiums.
10/9/2008 12:46:14 PM
Learn how much you can borrow in your State for a
FHA Home Loan: