FHA
Fixed Rate Mortgage
The FHA Fixed Rate Mortgage program is by far the most common program.
Fixed Rate terms may be offered for 30 years, 15 years. Some lenders may
even offer 20 and 25 year terms.
While the fixed rate mortgage offers the most stability, it may also end up
being more expensive than other products. Fixed Rate loans have a higher
rate than the Hybrid Adjustable Loans or other regular
Adjustable Rate loans.
Since many people do not keep their loan for the entire fixed period, it may
be better to look at some of the other programs.
Click on the title to learn more about that program:
Standard fixed rate (FHA 203b)
Rehab Loan (FHA 203k)
Condominium Loans (FHA 234c)
FHA adjustable rate mortgage (FHA 251)
FHA Hybrid
Adjustable Rate Loans
FHA 2-1 buydown (FHA 203b,
Not Allowed on FHA 251)
Energy Efficient Mortgages Program
Reverse Mortgages for Seniors
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