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        FHA Fixed Rate Mortgage            

The FHA Fixed Rate Mortgage program is by far the most common program.  Fixed Rate terms may be offered for 30 years, 15 years.  Some lenders may even offer 20 and 25 year terms.

While the fixed rate mortgage offers the most stability, it may also end up being more expensive than other products.  Fixed Rate loans have a higher rate than the Hybrid Adjustable Loans or other regular Adjustable Rate loans.

Since many people do not keep their loan for the entire fixed period, it may be better to look at some of the other programs.

Click on the title to learn more about that program:

FHA fixed rate Loan (FHA 203b)

Rehab Loan (FHA 203k)

Condominium Loans (FHA 234c)

FHA adjustable rate mortgage (FHA 251)

FHA Hybrid Adjustable Rate Loans

FHA 2-1 buydown (FHA 203b, Not Allowed on FHA 251)

Energy Efficient Mortgages Program

Reverse Mortgages for Seniors

 

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