FHA loan answers & help
Finding a FHA home
Find an FHA Expert Realtor
Whether you're a first time
home buyer, moving to a
new home or refinancing your existing FHA mortgage, an
FHA insured loan will let you purchase a home with a
low down payment and flexible fha guidelines. With no
income limits and flexible credit scoring, many people who can
afford the monthly mortgage payments and have
reasonable credit will meet the requirements to qualify for an
FHA Loan. Please click
on the appropriate links to learn more about a fha
loan, home insurance and mortgage requirements and guidelines.
FHA Loan Market Headlines
9/3/13 - HUD Makes Changes to the Home Equity
Conversion Mortgage (HECM) that effect senior looking to use
8/15/13 - HUD makes changes to
accounts and charge offs that may help borrowers.
6/12/13 - Updated Guidelines to the FHA Good
Neighbor program which includes the
Teacher Next Door and
Officer Next Door Programs.
1/31/13 - Dealing with Credit Scores below 620
and debt ratio's above 43%
9/4/08: Moratorium on Risk Based Premiums: Effective for all loans originated on or after October 1st, 2008 HUD has suspended it's prior Mortgage Insurance Premium that took effect July 14 until September 30th, 2009. Get the correct MI premium here.
1/2/2009 6:10:35 AM
5/7/08: Expansion of FHA Secure: Effective for loans originated on or after July 14th, FHA has expanded the FHA Secure program to help more homeowners. Read more about the program under the FHA Secure tab or link.
1/2/2009 6:09:34 AM
NEW MORTGAGE INSURANCE PREMIUMS TO TAKE EFFECT JULY 14, 2008
Read about the new risk based mortgage insurance premiums.
10/9/2008 12:46:14 PM
Learn how much you can borrow in your State for a
FHA Home Loan: