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Whether you're a first time home buyer, moving to a new home or refinancing your existing FHA mortgage, an FHA insured loan will let you purchase a home with a low down payment and flexible fha guidelines. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an fha loan.  Please click on the appropriate links to learn more about a fha loan and mortgage.

Learn about the FHA Secure Program to help Homeowners with Subprime or Adjustable Rate Mortgages.  Apply for the FHA Secure Loan.

HUD CHANGES CASH OUT REFI:  New FHA Loan refinance Limit is 95% verses old limit of 85%

NEW FHA LOAN LIMITS TO HELP HOMEOWNERS – Effective March 6, 2008, HUD will offer temporary FHA loan limits that will range from $271,050 to $729,750.  Read more about the FHA Jumbo Loan Program

         FHA Loan Market Headlines           

HUD Limits Cash Out Refi's to 85% on loan greater than $417,000. Read more in the Refinance Section. - posted 5/3/2008 12:51:56 PM


HUD announces rules requiring a second appraisal. See the appraisal section for more information. - posted 5/3/2008 12:49:09 PM


The Federal Housing Administration is pleased to announce The FHASecure Initiative. An initiative that will enable homeowners to refinance various types of adjustable rate mortgages (ARMs) that have recently reset. This may allow homeowners to refinance mortgages that, due to the increased mortgage payment following the reset, have become delinquent. The FHASecure initiative, which is a temporary program designed to provide refinancing opportunities to homeowners and to increase liquidity in the mortgage market, requires that the loan application be signed no later than December 31, 2008. - posted 10/24/2007 9:58:17 AM


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How to Qualify
Understanding fha loan credit guidelines
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overcome credit problems to get approved for a fha loanOvercoming Credit Problems
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How much money do you need for a fha home loan

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Where can you get Free down payment moneyWhere to get down payment money

Learn more about your FHA mortgage from the FHA Mortgage Center.