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The Next Step

Thank you for taking the next step towards purchasing or refinancing your home.

We suggest that you obtain a copy of your credit report that you can share with your lender.  This will allow you to compare different lenders without each of them placing a hard inquiry on your credit report.

It is important that you get both your credit score and all three reports.  If you order a Free Annual Report you will NOT get your scores.

We feel that the best report come from MyFICO as they are most similar to what your lender will use.

How to Qualify
Understanding fha loan credit guidelines
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overcome credit problems to get approved for a fha loanOvercoming Credit Problems
FHA loan case studies


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FHA loan underwriting


What are compensating factors ?

How much money do you need for a fha home loan

How much money do I need?

Where can you get Free down payment moneyWhere to get down payment money