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FHA Home Loan
Information

www.FHAinfo.com
2856 East Kemper Rd, Cincinnati, OH 45241 ---
Contact Us
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Program Terms
and Conditions
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GENERAL PROGRAM - Terms and Conditions |
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These General Program Terms and Conditions describe the
general requirement for the Real Estate Rewards program
operated by Blue Star Mortgage, LLC and WebMLS.net. For
information on the particular incentive you will be
eligible to receive, please see the Specific Offer Terms
and Conditions for further information on incentive
availability. Blue Star Mortgage Services LLC is the
website owner. WebMLS.net, is a licensed real estate
broker. Aimloans, a division of PrimeLending is the
approved Lender under this program. |
Bonus Incentives (For completing Real Estate
Rewards, request a REALTOR® form)
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Program Description and Qualification – Consumers
who complete and submit a Request a REALTOR®
form will receive the advertised incentive, as indicated
in the offer. In order to qualify for the incentive,
Consumers must make the request in the manners specified
in the offer, including using any required URL, phone
number or reservation code specified in the offer.
Requests submitted in any other manner will not qualify
for the incentive. This offer may not be combined with
any other offer made by Blue Star Mortgage LLC,
WebMLS.net or Aimloans a division of PrimeLending
or any of its partners or affiliates. This offer may be
revoked at any time prior to submission of your request.
Limit of one incentive for completing and submitting a
Request a REALTOR® request per person.
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Requesting Incentive - WebMLS.net should send the
appropriate incentive to qualifying customers within
approximately 4 -6 weeks. Please contact Blue Star
Mortgage LLC with questions using the information on the
site making the offer, by calling 1-513-368-2977 or
write us at Blue Star Mortgage, LLC, Attn: Don Semler -
Real Estate Rewards, 2856 E Kemper Rd, Cincinnati OH
45241. (Please include the email address and phone
number you submitted with your request to assist us in
processing your incentive).
Closing Incentives
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Program Description - For qualifying consumers,
WebMLS.net will provide as an incentive a portion of any
cooperative brokerage fee it receives if WebMLS.net
refers you to another licensed real estate broker in a
manner and to the extent permitted by state law.
Incentives for the Request a REALTOR® program
are available to customers who use the Real Estate
Professional assigned through the Request a REALTOR®
program to buy or sell their home, to the extent
permitted by applicable law (see below for details).
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Qualification - Customers must have been
initially connected with the Real Estate Professional
through this websites so that WebMLS.net earns a
cooperative brokerage fee. Consumers must make the
request using the URL or phone number specified in the
offer to qualify for the incentive. Requests submitted
in any other manner will not qualify for the incentive.
This offer may not be combined with any other offer made
by Blue Star Mortgage LLC, WebMLS.net, Aimloans, a
division of PrimeLending or any of its partners or
affiliates. However, if you both buy and sell a home
through the program, you will receive the appropriate
incentive for each transaction for which WebMLS.net
earns a cooperative brokerage fee. There is no
incentive offered for home purchases or sales less than
$150,000.
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Limitations due to State and Federal Law - The
incentive offer is available on modified terms in some
states and not available at all in others. In addition,
the incentive may not be available to some buyers as set
forth below or as specified in the Specific Offer Terms
and Conditions.
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AL, OR, and TN do not allow us to provide you the
customary incentive associated with this offer.
However, you are eligible to receive the same amount
as a credit at closing or such other manner as is
permitted by state law! Your assigned Real Estate
Agent can guide you through this process. If you still
have questions after discussing with your Real Estate
Agent, please contact us. In these states, you MUST
ensure that you receive the benefit of the incentive
at or prior to closing as we will be unable to provide
the incentive after you close.
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AK, IA, KS, LA, MO, MS, NJ and OK do not allow us to
provide any incentive to the consumer. However, we
welcome you still to participate in the program, and
receive all the other benefits of the Request a
REALTOR® program.
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The incentive may not be permitted in connection with
certain loan programs for the buyer/borrower. Please
consult your Aimloans, a division of PrimeLending
regarding whether or not you can collect the incentive
in connection with your loan.
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Contacting Us and Requesting Incentive - If you
have questions, please contact us using the information
on the site where you registered for the offer. For
states which do not permit the customary incentive, you
must ensure that you receive the benefit of the
incentive at or prior to closing – please make sure it
appears on the HUD-1 at closing or on other appropriate
documentation. For states which permit the post-closing
incentive, please follow the following procedure:
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After you close a real estate transaction with the
Real Estate Professional with whom you were matched
through the Request a REALTOR® program,
Aimloans will send a request to WebMLS.net for your
Real Estate Reward incentive to be mailed to you.
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WebMLS.net will process the request upon receipt
of the HUD-1 evidencing the closing of a qualifying
transaction and receipt of the cooperative brokerage
fee . WebMLS.net should provide the applicable
incentive to qualifying customers within approximately
4-6 weeks from the date your HUD-1 is received.
REALTOR® -- A registered collective
membership mark that identifies a real estate professional
who is a member of the National Association of REALTORS®
and subscribes to its strict Code of Ethics.
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SPECIFIC OFFER - Terms and Conditions |
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These Specific Offer
Terms and Conditions describe the particular incentive you
will be eligible to receive. Please see the General
Program Terms and Conditions for further information on
incentive availability.
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Estimated Incentives - For a qualifying purchase
or sale valued above $150,000, the estimated incentive
is based on the incentive
chart. There are not incentives available for
properties under $150,000. These estimated incentives are based on a 6%
real estate commission, evenly split between the listing
and buying broker. Commissions are based on the price of
the home and may not include upgrades to new
construction. If the actual commission or the commission
split differs, the incentive will reflect a similar
adjustment. If any broker in the transaction gives back
a part of their commission in the sale, the incentive
will be based on the brokerage fee WebMLS.net actually
receives. In addition, in order to receive the
incentive the Buyer must use Aimloans, a division of
PrimeLending as it lender on the purchase transaction.
If this is for the sale of a home this requirement does
not apply. Furthermore, if the Seller of the home
is located in an area served by WebMLS.net and
WebMLS.net acts as the listing broker, then no incentive
is due since WebMLS.net normal listing commissions are
already discounted.
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